Borrow responsibly, with the full picture
Personal loan consultant in Pune
Unsecured finance for planned personal needs, assessed on income and credit profile.
About this facility
A personal loan is an unsecured loan that can be used for needs such as education, medical expenses, a wedding or home improvement. Because there is no collateral, lenders rely heavily on your income, employer or business profile and credit score.
We help you understand the total cost of borrowing, including processing fees and prepayment terms, and assess whether the EMI fits comfortably within your monthly budget.
Who it suits
- Salaried employees with stable income
- Self-employed professionals with filed returns
- Individuals with a healthy credit history
General eligibility considerations
- Minimum income and employment / business vintage as per lender policy
- Credit score and repayment track record
- Existing EMI obligations relative to income
Indicative only. The lender's policy and the official rules prevail.
Indicative documents
- KYC: PAN and Aadhaar of applicant(s), photographs, address proof
- Latest salary slips and Form 16, or ITR for self-employed applicants
- Bank statements for the last 3 to 6 months
- Employment proof / business proof
How we help
- 1
Understand your requirement, business profile and repayment capacity in a free initial discussion.
- 2
Share an indicative document checklist and help you organise financial records.
- 3
Explain suitable facility types and lender options so you can decide with clarity.
- 4
Assist with application preparation and coordination with the lender you choose.
- 5
Keep you informed until the lender communicates its decision.
Frequently asked questions
Will checking eligibility affect my credit score?
A formal application usually results in a lender credit enquiry. We recommend approaching only lenders that suit your profile rather than applying widely.
Do you charge for a personal loan?
Any consultancy fee, if applicable, will be communicated to you in writing before we begin. Lender fees are separate and set by the lender.
Serving Pune, Pimpri Chinchwad & nearby
From our Rahatani office we help businesses and families across PCMC, the Hinjewadi IT corridor and the Chakan, Bhosari and Talegaon industrial belts.
Abhigamyah Fins is a loan consultancy. We are not a bank or lender. All lending decisions, interest rates and terms are decided solely by the relevant lender. Loan approval is not guaranteed.
Discuss your requirement with us
Share a few details and our team will call you back to understand your requirement. No obligation.