Stand-Up India Scheme · Department of Financial Services · SIDBI
Stand-Up India loan assistance in Pune
Bank loans for greenfield enterprises promoted by SC/ST and women entrepreneurs.
Scheme overview
Stand-Up India facilitates bank loans between ₹10 lakh and ₹1 crore to at least one Scheduled Caste or Scheduled Tribe borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise.
The enterprise may be in manufacturing, services, trading or activities allied to agriculture. The composite loan (term loan and working capital) may cover up to 85% of the project cost, subject to the borrower's contribution and any convergence with other schemes.
Intended beneficiaries
- SC/ST entrepreneurs
- Women entrepreneurs
- First-time ventures (greenfield enterprises)
Key features
- Composite loan of ₹10 lakh to ₹1 crore
- Covers term loan and working capital
- Handholding support available through the Stand-Up Mitra portal
- Repayment tenure as per lender policy, generally up to 7 years with a moratorium
Current eligibility (summary)
- Applicant must be SC/ST and/or a woman, aged 18 years or above
- Only greenfield (first-time) enterprises in the respective sector
- For non-individual enterprises, at least 51% shareholding and controlling stake held by SC/ST and/or woman entrepreneur
- Borrower should not be in default to any bank or financial institution
General documents
- KYC and category certificate (SC/ST) where applicable
- Project report
- Proof of business premises
- Partnership deed / incorporation documents for non-individual enterprises
Application process
- 1
Register on the Stand-Up Mitra portal or approach a bank branch directly.
- 2
Provide project details and avail handholding support if needed.
- 3
The bank appraises the proposal and decides on sanction.
Frequently asked questions
Can an existing business apply?
Stand-Up India is intended for greenfield enterprises, the first venture of the beneficiary in the manufacturing, services, trading or agri-allied sector.
Government schemes change from time to time. Always confirm the latest guidelines on the official portal before applying. Applications are processed and sanctioned only by the implementing agency and the lender.
Discuss your requirement with us
Share a few details and our team will call you back to understand your requirement. No obligation.