Government Schemes
Understand how key government-linked credit schemes work, who they are meant for and how to apply, with links to official sources.
Government schemes change from time to time. Always confirm the latest guidelines on the official portal before applying. Applications are processed and sanctioned only by the implementing agency and the lender.
Credit Guarantee Fund Trust for Micro and Small Enterprises
A credit guarantee that encourages lenders to extend collateral-free credit to eligible micro and small enterprises.
Prime Minister's Employment Generation Programme
A credit-linked subsidy programme to help set up new micro enterprises in manufacturing and services.
Pradhan Mantri MUDRA Yojana
Loans for non-corporate, non-farm micro and small enterprises engaged in income-generating activities.
Stand-Up India Scheme
Bank loans for greenfield enterprises promoted by SC/ST and women entrepreneurs.
Chief Minister's Employment Generation Programme (Maharashtra)
Maharashtra's credit-linked subsidy programme for setting up new micro and small enterprises.
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